Traditional commercial Banks are typical "departmental bank". There are a lot of (shortcomings) in its business procedure, organization constitution, and management style and enterprise culture.

传统商业银行是典型的“部门银行”，其在业务流程、组织结构、管理方式以及企业文化上存在诸多缺陷。

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With the forming of global market, emergence of knowledge economy and transformation of the style of business management, enterprise faces more and more furious environment.

随着全球市场的形成，知识经济的出现及企业管理方式的转变，企业面临日益激烈的竞争环境。

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It has changed the traditional commercial mode, and will promisingly become the main style of enterprise management in future business society.

电子商务由于它改变了传统的商业模式，预计将会成为未来商业企业的主要经营方式。

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